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	<title>Frugal Japan &#187; Frugal Tip</title>
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	<description>Living frugally in an expensive world</description>
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		<title>Frugal Tip: Be Your Own Bank</title>
		<link>http://www.frugaljapan.com/2004/11/frugal-tip-be-your-own-bank/</link>
		<comments>http://www.frugaljapan.com/2004/11/frugal-tip-be-your-own-bank/#comments</comments>
		<pubDate>Sat, 20 Nov 2004 21:00:19 +0000</pubDate>
		<dc:creator>Frugal Japan</dc:creator>
				<category><![CDATA[Frugal Tip]]></category>
		<category><![CDATA[Managing Money]]></category>

		<guid isPermaLink="false">http://www.frugaljapan.com/?p=408</guid>
		<description><![CDATA[One very savvy reader offered the following suggestion on how to use different savings accounts to help get through tight financial spots:
No matter how carefully you have planned your monthly expenditures, there are are times when an unplanned expenditure leaves you short. What I do is save term deposits in my postal account. When I [...]]]></description>
			<content:encoded><![CDATA[<p>One very savvy reader offered the following suggestion on how to use different savings accounts to help get through tight financial spots:</p>
<blockquote><p>No matter how carefully you have planned your monthly expenditures, there are are times when an unplanned expenditure leaves you short. What I do is save term deposits in my postal account. When I am short, I overdraw the postal account. I think I can overdraw to the limit of the time deposits that are in force. When I repay the overdraft I am charged interest but it is insignificant. I only overdraw small amounts when I am really desperate.</p>
<p>Another condition I have for borrowing in this way is that I must have confidence I can pay it back in a short time. The longest I have borrowed by overdraft is two weeks. The interest really was minimal. Doesn&#8217;t happen more than once or twice a year but it sure helps when you are desperate.
</p></blockquote>
<p>(Thank you for your comments! Keep writing!)</p>
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		<title>Frugal Tip: Andon Ryokan</title>
		<link>http://www.frugaljapan.com/2004/10/frugal-tip-andon-ryokan/</link>
		<comments>http://www.frugaljapan.com/2004/10/frugal-tip-andon-ryokan/#comments</comments>
		<pubDate>Sat, 23 Oct 2004 21:00:57 +0000</pubDate>
		<dc:creator>Frugal Japan</dc:creator>
				<category><![CDATA[Accommodations]]></category>
		<category><![CDATA[Frugal Tip]]></category>

		<guid isPermaLink="false">http://www.frugaljapan.com/?p=391</guid>
		<description><![CDATA[Having just finished my first business trip to Tokyo after moving to Osaka, I can say one thing: I&#8217;m not as young as I used to be. In fact, I&#8217;m getting old. The youth hostel, backpacker&#8217;s hotel, and other super-budget options leave me feeling more tired when I left than when I arrived. My back, [...]]]></description>
			<content:encoded><![CDATA[<p>Having just finished my first business trip to Tokyo after moving to Osaka, I can say one thing: I&#8217;m not as young as I used to be. In fact, I&#8217;m getting old. The youth hostel, backpacker&#8217;s hotel, and other super-budget options leave me feeling more tired when I left than when I arrived. My back, and desire for some privacy, just can&#8217;t take it any more.</p>
<p>As a result, I&#8217;m always on the lookout for good deals on accommodations in major cities in Japan that also provide a relaxing, semi-private stay. This last trip, I decided to check out one of the untried hotels on my the <a href="http://wiki.frugaljapan.com/Category/Accommodations">Frugal Japan Wiki Hotel Tips</a> list, <a href="http://www.andon.co.jp">Andon Ryokan</a>.</p>
<p>The ryokan&#8217;s website looked very promising: an architect-designed building, only 1 1/2 years old, filled with unique spaces, Japanese antiques, and all for a reasonable price. I reserved a room for three nights, at 7,800 yen per night. The price is the same regardless of how many people stay in the room, and a room will fit up to three people, making this a good bargain option for couples or small families. The hotel requires a credit card for reservations, but you can pay in cash. A 2,000-yen key deposit is required, but refunded when you leave. (Note: a triple room is 10,800 yen, or around 3,500 yen per person.)</p>
<p>First, please remember the hotel is geared for international travelers visiting Japan on a budget, so there are common showers and bathrooms (all very clean), and the rooms are rather small. The single shower per floor is made up for a very lovely private jacuzzi bath, available for use by reservation at the front desk. Each room features a simple double futon set, a TV, DVD player, table, and small closet. It ALSO (for internet junkies like myself) features some of the speediest optical fiber Internet I&#8217;ve had the pleasure of connecting to ever &#8212; in each room. The ryokan even has LAN cables available. The front desk also boasts a movie library, discount train tickets, phone cards, iron/ironing board, and other amenities. Overall, very impressive.</p>
<p>The hotel common areas include, standard for most accommodations of this type, a lounge and kitchen. Free coffee and tea are available 24/7, as well as common Internet access. Breakfasts are a real treat, with a French toast and cinnamon toast option for 300 yen, and a full breakfast option for 500 yen. Absolutely delicious, and cheap to boot. Finally, both the unique architectural atmosphere and friendly staff made for a great stay. The hotel is located in Tokyo&#8217;s historic Taito district, a five-minute walk from the Minowa subway station on the Hibiya line, two stops north of Ueno. It&#8217;s a bit difficult to find, so download the map from the hotel&#8217;s website before you go.</p>
<p>All in all, I can recommend Andon Ryokan without hesitation, and would really love to go back, especially to get some more of that excellent French toast!</p>
<p>Note: The owner/operator of the hotel is fairly interesting herself. Check out the staff&#8217;s <a href="http://www.andon.co.jp/topics/topics.cgi">online diary</a> in English, both for some funny insights into these artsy people, and to get a feel for the place.</p>
<p>© 2004 Wendy J. Imura.</p>
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		<title>Frugal Tip: Do Your Homework</title>
		<link>http://www.frugaljapan.com/2004/09/frugal-tip-do-your-homework/</link>
		<comments>http://www.frugaljapan.com/2004/09/frugal-tip-do-your-homework/#comments</comments>
		<pubDate>Sat, 18 Sep 2004 21:00:46 +0000</pubDate>
		<dc:creator>Frugal Japan</dc:creator>
				<category><![CDATA[Frugal Tip]]></category>

		<guid isPermaLink="false">http://www.frugaljapan.com/?p=358</guid>
		<description><![CDATA[It should go without saying, but&#8230;
&#8230;check the price before you agree to purchase an item or service!
I got skunked out of Y21,000 in removal fees for a large PC last week, simply because I neglected to ask the removal company (a truck with a driver) how much the service was beforehand. While admittedly convenient, any [...]]]></description>
			<content:encoded><![CDATA[<p>It should go without saying, but&#8230;</p>
<p>&#8230;check the price before you agree to purchase an item or service!</p>
<p>I got skunked out of Y21,000 in removal fees for a large PC last week, simply because I neglected to ask the removal company (a truck with a driver) how much the service was beforehand. While admittedly convenient, any number of options, including the large trash collection and paying the fee, would have been cheaper than this.</p>
<p>I simply thought that (as common sense should dictate) the pick-up of a PC monitor, hard drive, printer, keyboard, and mouse (plus box) would be only around Y5,000-Y6,000. And it appears my common sense was wrong. (Has this happened to anyone in Japan before?)</p>
<p>So, in short &#8212; ask before you buy or agree to a service. You might save yourself the kind of nasty surprise I got.</p>
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